Important Disclaimers and Legal Information

Past performance does not guarantee future results.

Financial planning involves risk and individual circumstances vary significantly.

Welcome to our disclaimer page. Please read these important notices carefully before using our financial planning services.

General Information Disclaimer

The information provided through our service is for general guidance purposes only and should not be considered as specific financial advice tailored to your individual circumstances.

Limitation of Liability

Our liability is limited in the following ways to protect both parties while ensuring fair service delivery.

  • We cannot be held liable for decisions made based solely on general information provided
  • Market fluctuations and external economic factors are beyond our control
  • Individual circumstances may affect the applicability of our recommendations
  • Technology failures or service interruptions do not constitute grounds for compensation claims

Information Accuracy Statement

While we strive to maintain current and accurate information, financial markets and regulations change frequently, and we cannot guarantee the completeness of all data presented.

Professional Advice Clarification

Our service provides consultations and discussions about financial planning approaches, but should not replace professional financial advice from qualified advisors for specific situations.

External Links Policy

We may reference external resources for additional context, but we do not endorse or control the content of third-party websites and are not responsible for their accuracy.

Results and Outcomes Disclaimer

Financial planning outcomes depend on numerous factors including market conditions, personal discipline, and individual circumstances that vary significantly between users.

Individual results may vary.

User Indemnification Agreement

Users agree to hold harmless our service from claims arising from their use of information provided, acknowledging that financial decisions remain their personal responsibility.

Governing Law and Jurisdiction

These disclaimers are governed by United Kingdom law, with specific provisions for different jurisdictions as outlined below.

Local regulations may affect the application of these terms in your specific location.

  • UK residents are protected under Financial Conduct Authority regulations
  • EU residents retain rights under GDPR and applicable financial services directives
  • International users should consult local financial regulations regarding cross-border services

Severability of Terms

If any portion of these disclaimers is deemed unenforceable, the remaining provisions shall continue in full effect without impairment.

Modifications to Disclaimers

We reserve the right to update these disclaimers periodically to reflect changes in our services or applicable regulations, with notice provided to active subscribers.

Age Requirements

18+ only

Health and Medical Considerations

Financial stress may impact health - consult healthcare professionals for stress-related concerns arising from financial planning decisions.

Contact Information for Disclaimer Queries

For questions about these disclaimers or their application to your situation, please reach out through our official channels.

Email Address: contact@quendoriasel.com

Phone Number: +44 434 169 039

Business Address: 42 Wellington Street, Manchester

Acceptance of Disclaimer Terms

By using our service, you acknowledge that you have read, understood, and agree to be bound by all provisions outlined in these disclaimers.

Last Updated: September 6, 2025